Loan & EMI Calculator
Calculate your monthly loan EMI, total interest payable, repayment schedule, and complete amortization breakdown.
Quick Presets:
Loan Parameters
Fine-tune your principal, interest, and duration
Principal Amount₹ 10,00,000
₹
Interest Rate (% per annum)8.5%
Loan Tenure
years
Monthly Loan Payment60 Months
Monthly EMI
₹ 20,517
Total Interest Payable
₹ 2,30,992
Total Payment (P + I)
₹ 12,30,992
Principal: 81.2%Interest: 18.8%
Loan Overview
Total Payments60 installments
Interest to Principal Ratio23.1%
Standard Reducing Balance Accurate Formula